SIR Logo

Call Andrew at 1 (855) 876-7334

Make Your Mortgage Deductible with The Smith Manoeuvre™

Portrait Andrew Schulhof

#303-1338 West Broadway
Vancouver
British Columbia
V6H 1H2

How can Canadians strategize to pay lower taxes and build important revenue through their real estate investments? Take the time to learn how this strategy can positively impact your portfolio and your life.

Make Your Mortgage Deductible & Pay It Off Faster

The Smith ManoeuvreTM has been growing in popularity with homeowners and investors across Canada. Why? Because Canadians pay some of the highest tax rate in the western world and we as tax payers are always looking for ways to legally reduce our taxes. A home purchase is usually the biggest investment and expense that most Canadians will undertake in their lives.

So what is it?  In short, The Smith ManoeuvreTM is a methodical approach to convert non-deductible debt your mortgage) to deductible debt.  It’s a very powerful tool and process that has been helping Canadians for the last 18 years in Canada, but strangely is not widely known.

The Smith ManoeuvreTM was initially created and articulated by Fraser Smith in 2002 in his book entitled The Smith Manoeuvre …Is your mortgage tax deductible? I purchased this book as it completely intrigued me to dig into it more with my accountant.

In 2019, in his new book Master Your Mortgage for Financial Freedom, Robinson Smith, Fraser’s son and recently a retired financial planner, took The Smith ManoeuvreTM concept and explained it in much greater depth. Not only did he explain everything about The Smith ManoeuvreTM, but introduced the 5 accelerators that dramatically improve the performance of the The Smith ManoeuvreTM.

Robinson Smith also systemized the concept with an online calculator so that we could understand various scenarios and created a certification process for those professions that can support individuals wishing to employ The Smith ManoeuvreTM:  This includes Mortgage Brokers, REALTORS®, Accountants, Investment Advisors, and legal conveyancers. The reason for this is there is a lot of misinformation about The Smith ManoeuvreTM online and Robinson’s intention is to ensure clarity and accuracy. If implemented correctly with discipline it can make a massive positive difference as previously stated

Why I Obtained Certification

  1. My accountant worked with me way back in the early 2000’s to implement The Smith ManoeuvreTM and I converted my mortgage in less than 10 years so I know it works despite the very rudimentary lending options available at that time.
  2. My strong desire to assist my clients to employ The Smith ManoeuvreTM when and where it’s appropriate as I know it is not necessarily right for everyone.

To help you better understand The Smith ManoeuvreTM I invite you to watch the webinar recording with Robinson Smith, Keaton Kirkwood, A Smith Manoeuvre Certified Mortgage broker, and I, where the concept, the 5 accelerators, and the calculator are discussed and all explained. As a bonus the back ½ of the video is a Q&A session that you may find helpful.

Get in Touch

If your are interested in investing in real estate, or looking to list your current home, I can help you form the appropriate strategy and answer any questions you may have. 

Related Posts

The BIG Benefit of Lifestyle Investing!

Lifestyle is all about improving the quality of your life through real estate and a well constructed strategy. Create the experiences you want for yourself and learn how to do so with the right real estate investment strategy.

Header Image

Investing in Properties with Negative Cash Flow? Why?

Does an investment property have to cash flow to be successful? With the right strategy in place and knowing what skills and circumstances are specific to you, you can find the right market and real estate to make positive investments.

Is Alberta the Best Province to be a Landlord?

Let’s examine the various attributes each province has that feed into being a landlord and owning investment real estate. Which province is the most attractive to real estate investors and why?

Heading of the blog, monopoly board with a card reading,5" Mistakes Landlords Must Avoid"

5 Mistakes Landlords Must Avoid

It is more important than ever to make sure you are doing everything you can to get a positive return on your real estate investment properties. Avoid these 5 mistakes that landlords make and you will be well on your way to a profitable portfolio.

Hourglass in front of a sunset

Should you Buy Real Estate and Wait or Wait to Buy Real Estate?

Keaton Kirkwood does an excellent job of breaking down tough scenarios as a mortgage broker. Is it the right time to buy? Should you wait? He brings reason and a balanced, professional opinion to a difficult question in real estate investing right now.

Construction Financing and Building a Home

There is a lot of misunderstanding surrounding building and construction loans. Keaton Kirkwood breaks down what is needed and what to look out for when entering into a new building loan. This is incredibly important information for real estate investors.

Tips for Renting to Millennials

Millennials make up a significant portion of renters in Canada. You need to know how best to advertise your real estate investment property to them and how you can provide a great offering that keeps them there.

Alternating traffic lights

When is the Smartest Time to Sell Your Investment Property?

Understanding when is the right time to sell your real estate investment property is critical to having a successful portfolio. You need to have a strategy that lays out what your exit ramps are going to be so you know what to look for in the market and how to maximize your profits.